Fund Storage and Insurance


CoinLion holds and secures cryptocurrency across a series of online and offline wallets. CoinLion maintains a 100% reserve policy on all funds within the CoinLion ecosystem. At any given time 95%-99% of cryptocurrency funds are stored in offline cold storage. 1%-5% of user’s cryptocurrency is stored in locations necessary to facilitate liquidity.

CoinLion will work to secure criminal insurance on the funds necessary to facilitate liquidity. This will insure against theft resulting from hacks or CoinLion personnel.

United States

User’s US dollar deposits are held in pooled custodial accounts at FDIC insured banks. These accounts allow pass through FDIC insurance of $250,000 per individual. FDIC insurance provides coverage on funds held in the custodial accounts should the FDIC bank fail.